Go beyond basic employees’ compensation with broader coverage for your helper, from medical, accident to replacement expenses. Plus, safeguard against fraud-related losses to keep your household protected.

• Daily premium as low as HK$0.9 for basic plan.
• HK$0.8 per day for Serious Disease Extension.

With critical illness coverage for your helper, you can ease the financial burden of serious illness, along with flexible terms, repatriation and replacement hiring benefits. A smart safeguard for the unexpected.

• 40% premium discount on all new applications.
• Apply online to receive a HK$20 e-Voucher.

When accidents happen, we protect both employer and home assistant with compensation, personal accident and liability coverage — extending to post‑natal, babysitter and elderly caregivers. Protect every helping hand.

• Discounted premium for online applications: HK$159 for a 6-month term or HK$212 for a 1-year term

Full home protection for owners and tenants, covering loss or damage from typhoons, fires, theft, or water leakage, plus liability from accidental negligence. Peace of mind for the whole family.

• 50% premium discount for the first year, and 2 months free in each policy year thereafter.
• Apply online to receive a HK$50 e-Voucher.

Stay protected against unexpected losses or damage during home renovation or maintenance works, including construction materials and third‑party liability, plus a free three‑month post-completion extension for peace of mind from start to finish.

• 20% premium discount on all new applications.

• Apply online to receive a HK$50 e-Voucher.

Get replacement cost coverage for damaged home structures, with protection that extends to high‑risk events such as landslides and subsidence, ensuring your property safe on all fronts.

• Affordable premiums with comprehensive building structure coverage.

Single-Trip Travel Insurance - Silver Plan, tailored for Mainland China & Macau trips. Affordable premiums and extensive protection. Available to age 90, with seniors enjoying 100% full coverage at no extra cost.

• Silver Plan of Single-Trip 50% off.
• Successful application can redeem an AIRSIM HK$20 SIM Prepaid Card or AIRSIMe eSIM for free!

Comprehensive global protection designed exclusively for students studying abroad, covering illness, accidents, property loss, academic interruption support, and more. It ensures you or your child can pursue academic goals with confidence, uninterrupted by unforeseen events.

• 20% premium discount on all new applications.

Enjoy no-excess protection and full coverage throughout your journey, including side trips abroad. With 24/7 global emergency assistance, you can handle unexpected situations with confidence and fully immerse yourself in new cultures and experiences.

• Discounted premium of just HK$4,000 for a 1-year term.

Designed for seamless journeys across the Greater Bay Area. One plan covers both personal and travel accidents all year at a value-packed premium.

• 10% premium discount on all new applications.

Full medical coverage after accidents—hospitalisation, bone‑setting, chiropractic, physio and more—plus a daily cash allowance for extra support. Recover with ease, with your family covered.

• 50% premium discount for the first year, and 2 months free in each policy year thereafter. 
• Apply online to receive a HK$50 e-Voucher.

Enjoy a daily hospital cash benefit and choose the plan that best fits your medical needs and budget. With up to 730 days of coverage, it helps ease your financial worries during hospital stays.

• 50% premium discount for the first year, and 2 months free in each policy year thereafter.
• Apply online to receive a HK$50 e-Voucher.

With coverage spanning medical needs, liability, and behavioral treatment, your pet receives complete protection. If you are hospitalized or delayed overseas, pet‑sitting benefits provide continued, attentive care.

• 20% premium discount on all new applications.

• Complimentary Pet Insurance Card for your furry friend!

Our trusted partner, FWD Life Insurance, offers medical protection for you and your family against illness or accident. Enjoy 20-year benefit term with 10-year premium payment term. Even with claims during the term, you’ll receive back all premiums paid at maturity — giving peace of mind and flexibility.

• [Limited Time Offer] Get a free consultation now to receive a HK$50 supermarket voucher*.

*Limited availability, while supplies last.